A property purchase structure inspired by the Islamic community’s preference for no-interest payment. Open to all applicants.
You
Cash-Deposit:
15%
AffordAssist
Deferred-Payment Agreement:
85%*
Making it Possible
1 and 2 Bedroom Granny Flat Designs from $155,595 plus site costs*
• Build with a 15% cash-deposit.
• Defer up to 85% of the build price for up to 10 years, with monthly payments.*
• No loan is needed.
Locations: Australia-wide
On-site assembly: 7-10 days*
Eco-Friendly Materials. Lower Energy Costs. A Smaller Carbon Footprint:
PassiveLiving brings a sustainable living approach to housing through eco-friendly building materials, including external cladding, phenolic insulation, Structural Insulated Panels (SIPs), Eco OSB (Oriented Strand Board), sustainable decor and formaldehyde-free soy adhesive. Its integrated approach includes its own material manufacturing, distribution for five leading Chinese manufacturers, the supply of prefabricated components, the coordination of builders, and oversight of the build process.
When paired with AffordAssist, these efficiencies help de-risk and deliver more sustainable, affordable home builds.
For Homeowners & Families: Create additional living space for parents, elderly family members, adult children, extended family, occasional tenants, a home office or studio, while prioritising family care, helping reduce social isolation and loneliness, and enjoying the flexibility and affordability of remaining on the same property.
For Property Investors: Consider adding a second dwelling to generate additional rental income for retirement and potentially increase the property’s future sale value. The investment structure has positive cash flow potential. Ask for details. Click to run the scenario.
* National launch. We anticipate strong demand. Please register your interest early to help us meet your expectations and expedite your application.
* Price includes prefabricated components, on-site assembly and builder costs.
* A separate build price applies to the deferred-payment arrangement. Contact AffordAssist to discuss the property, how the build price excluding the site cost is structured, eligibility, the process and the AffordAssist service fee.
* Site costs are based on land, site evaluation and prepration works for concrete slab.
* Total costs and estimated time to complete and move in vary according to location, floor plan, options, energy-efficient and sustainable features, site conditions, approvals, inclusions, up-front and other build-specific costs. Refer to PassiveLiving, AffordAssist or your accredited agent for details.
* Refer to AffordAssist for eligibility.
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AffordAssist
A smarter structure for housing affordability can help optimise available cash, reduce the long-term cost of home ownership, build equity sooner, and maintain greater financial flexibility.
This is not just about affordability or depending solely on market growth. AffordAssist considers three interconnected aspects of a property purchase: Access, Borrow Less and Exit.
AffordAssist covers the deferred-payment arrangement at settlement, using AffordAssist’s proprietary Deferred Deposit Agreement (DDA) and Deposit Certificate as part of the purchase structure; however, this does not, by itself, mean that the arrangement is Sharia-compliant. Islamic suitability should be independently assessed.
No Loan Is Needed
This promotion is paired with AffordAssist. A property purchase structure inspired by the Islamic community’s preference for no-interest payment. Open to all applicants.
Eligibility is assessed with an AffordAssist-accredited mortgage broker, based on the applicant’s annual income and outgoings, including payments under the deferred-payment arrangement.
No guarantor, rental history or established savings history required.
Receive your AffordAssist Approved PDF within just a few days.
Generational Care. Community Care.
Choose a standard design or customise your build to suit your needs. Ask us about special needs and NDIS specifications.
In any economy, a smarter structure that creates greater financial flexibility for individuals and the community can be a game-changer.
AffordAssist, deferred-payment arrangement
Customer Care
Book a short 10–15 minute call to explore how the AffordAssist purchase structure may work for you. Available 7 days a week, 8am–8pm. Click here