AffordAssist: A Smarter Structure for Housing Affordability.
You:
$1,000
AffordAssist
Interest-Free Deposit Solution:
15%*
Home Loan
Maximum LVR:
90%
* You contribute a minimum $1,000 part-deposit. The AffordAssist interest-free deferred amount is flexible — defer up to 15% over 5 years — and it’s always interest-free. Refer to AffordAssist for eligibility and details.
Making it Possible
1 and 2 Bedroom Granny Flat Designs from $155,595 plus site costs*
• Build with an initial part-deposit from just $1,000*
• Defer up to 15% of the build price interest-free for up to 5 years
Locations: Australia-wide
On-site assembly: 7-10 days*
Ask us about special needs and NDIS specifications.
Eco-Friendly Materials. Lower Energy Costs. A Smaller Carbon Footprint:
PassiveLiving brings a sustainable living approach to housing through eco-friendly building materials, including external cladding, phenolic insulation, Structural Insulated Panels (SIPs), Eco OSB (Oriented Strand Board), sustainable decor and formaldehyde-free soy adhesive. Its integrated approach includes its own material manufacturing, distribution for five leading Chinese manufacturers, the supply of prefabricated components and management of the build process.
When paired with AffordAssist, these efficiencies help de-risk and deliver more sustainable, affordable home builds.
For Homeowners & Families: Create additional living space for parents, elderly family members, adult children, extended family, occasional tenants, a home office or studio, while prioritising family care, helping reduce social isolation and loneliness, and enjoying the flexibility and affordability of remaining on the same property.
For Property Investors: Consider adding a second dwelling to generate additional rental income for retirement and potentially increase the property’s future sale value. The investment structure has positive cash flow potential. Ask for details. Click to run the scenario.
* National launch. We anticipate strong demand. Please register your interest early to help us meet your expectations and expedite your application.
* Price includes prefabricated components, on-site assembly and builder costs.
* Site costs are based on land, site evaluation and prepration works for concrete slab.
* Total costs and estimated time to complete and move in vary according to location, floor plan, options, energy-efficient and sustainable features, site conditions, approvals, inclusions, up-front and other build-specific costs. Refer to PassiveLiving, AffordAssist or your accredited agent for details.
* Balance of deposit and Loan LVR may vary, refer to AffordAssist for eligibility and details.
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AffordAssist
AffordAssist is an Interest-Free Deferred Deposit Solution.
Buy Sooner. Borrow Less. Defer the Deposit. Interest-Free.
This is not just about affordability or depending solely on market growth. AffordAssist considers three interconnected aspects of a property purchase: Access, Borrow Less and Exit.
A smarter structure for housing affordability can help optimise available cash, reduce the long-term cost of home ownership, build equity sooner, and maintain greater financial flexibility.
AffordAssist covers the agreed deposit at settlement, using AffordAssist’s proprietary Deferred Deposit Agreement (DDA) and Deposit Certificate as part of the purchase structure.
Loan Paired with AffordAssist
Eligibility to secure a Home Loan, must meet standard lender serviceability criteria. And, is based on the applicants annual income and outgoings including payments under the Deferred Deposit Agreement (DDA).
AffordAssist eligibility and structure: No guarantor, rental history or established savings history required.
Optional: 80% LVR (no LMI) or 90% LVR home loan (incl. LMI)
Buy / Invest Smarter: Imagine not paying any interest on up to 15% of the build price. Financial flexibility can also be created by reducing the LVR, keeping more of your money working for you and helping reduce mortgage stress.
With an AffordAssist-accredited mortgage broker, receive your AffordAssist Approved PDF within just a few days.
Generational Care. Generational Wealth.
The property owner holds 100% legal title and ownership of the property.
This is not a shared-equity arrangement. The deferred amount is paid to the developer/ builder, with No-Interest: Periodic payments over up to 60 months.
In any economy, a smarter structure that creates greater financial flexibility can be a game-changer.
The AffordAssist Interest-Free Deferred Deposit Solution
Customer Care
Book a short 10–15 minute call to explore how AffordAssist Interest-Free Deposit Solution may work for you. Available 7 days a week, 8am–8pm. Click here